Insurance Policy for Mobile Phone Accidental Damage, Breakdown & Theft
A comprehensive guide to your mobile phone insurance policy, covering eligibility, claim procedures for damage, breakdown, or theft, and important policy conditions.
Table of contents
Quick guide from the manual
This document outlines the insurance policy provided by Protectyourbubble.com by Assurant for mobile phones purchased via Amazon UK. It covers accidental damage, breakdown, and theft. Key requirements include purchasing the policy within 30 days of the phone purchase and being a UK resident aged 18 or over.
What you are covered for
The policy covers a single mobile phone worldwide against damage, breakdown, and theft. If your phone is stolen, you are also covered for up to £100 in unauthorized network charges incurred within 24 hours of discovering the theft.
- Phones under £150: Settlement is provided via an Amazon Gift Card claim code.
- Phones £150 or more: The insurer will repair or replace the device. Replacements are fully refurbished units with a 1-year warranty.
What you are not covered for
Claims may be declined if you do not take reasonable care of your device. This includes leaving it unattended in public, on display in a car, or failing to lock it away. Other exclusions include:
- Loss of the device.
- Cosmetic damage (scratches/dents that do not affect functionality).
- Accessories not included at the time of purchase.
- Contents of the phone (photos, contacts, financial data).
- More than 3 repairs in a 12-month period.
- Unauthorized repairs or modifications.
How to make a claim
- Report: Notify the police of any theft and obtain a reference number. Contact your mobile network provider to block the device.
- Contact: Email [email protected], call 0303 313 00 02 (Mon-Fri, 9am-6pm), or write to Protectyourbubble.com by Assurant, Vantage Point Business Village, Mitcheldean, GL17 0DD, UK.
- Assessment: Have your IMEI number ready. The insurer will arrange for examination, repair, or replacement.
Damage or breakdown outside the UK
If you are abroad, call +44 303 313 00 02 for authorization before proceeding with any repairs. If no manufacturer-approved repairer is available, you may need to wait until you return to the UK.
Cancelling your insurance
You can cancel at any time via the Memberships & Subscriptions section in your Amazon account. A full refund is available if cancelled within 28 days of purchase or receipt of documentation, provided no claim has been made.
Official resources from the manual
Manufacturer information
Samsung Electronics
Practical help
Common problems
Report to local authorities to get a reference number and contact the insurer at +44 303 313 00 02 for guidance.
Ensure you do not leave the phone unattended in public, on display in a car, or in an insecure location like a gym bench.
Contact the insurer via email at [email protected] or call 0303 313 00 02.
Before use
- Ensure you are a UK resident aged 18+.
- Verify the policy was purchased within 30 days of the phone purchase.
- Keep a record of your Amazon purchase history.
- Locate your phone's IMEI number.
- Check your Schedule of Insurance for specific excess amounts.
Specs in practice
- Refurbished Replacement
- Replacement phones provided are fully tested and refurbished, not brand new, and come with a 1-year warranty.
- Repair Guarantee
- Any repairs performed by the insurer come with a 6-month guarantee.
Model compatibility
- Only covers phones bought new or Amazon Renewed from Amazon UK.
- Does not cover residents of the Channel Islands or Isle of Man.
- Policy cannot be transferred to another person.
Manual page author
Michael Turner
Technical manual editor
Reviews PDF manuals for structure, safety notes, and practical product details so readers can find the right information quickly.